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NCUA & Equal Housing


Sequestration Program

Bullet USECU has developed an assortment of emergency loan products and services in an effort to support our members who have been impacted by sequestration. 

We encourage you to contact our Member Service Department to determine the level of assistance that can be provided to help with your financial hardship.  Whether it’s general information regarding products and services or more in depth financial counseling, we can help. The following loans and services are available.

Bullet Emergency Loan*

  • Borrow at a fixed-rate of 4.99% APR
  • 0% APR* for the first 60 days
  • First payment may be deferred up to 90 days
  • Maximum term is 14 months
  • Based on direct deposit 

When applying online please fax furlough letter to 312 922-0875.
Apply online or Contact Us

Bullet Skip-A-Pay**

  • Skip up to 2 bi-weekly payments
  • Interest will continue to accrue
  • Flex Line and ODLOC may also qualify

Bullet Counseling

Bullet Share Certificate Early Withdrawals Fee Waiver

  • Penalty fee will be waived for early withdrawals up to $5,000.00
  • Consider a share certificate secured loan with rates at just 3% over rate earned on the secured account. 

For more information and/or to inquire about any of the
above services, please contact us at 312-922-5310.

To qualify for Sequestration assistance, you must be a current USECU member in good standing. Members must also be actively employed with the US government (armed forces or civilian) and must provide proof of furlough. Offers are subject to change.  Other restrictions may apply.

* APR is Annual Percentage Rate.  Members must have a history of payroll directly deposited into a USECU account prior to being furloughed. Loan repayment must be made via direct deposit automatic transfer. Interest will begin accruing on the 61st day of the disbursed loan.

**Excludes Real Estate and Credit Rebuilder Loans.