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NCUA & Equal Housing


Share Savings Accounts

Bullet Share (savings) Account

The Share (Savings) account is the account that establishes membership with USECU. Once opened, you are eligible to apply for other products and services.

A low $5.00 minimum balance opens and maintains this account. Dividends are paid monthly on balances of $50.00 or greater.

Bullet Preferred Share (savings) Account

A Preferred Share account is similar to a regular Share (savings) Account except that the dividend rate is higher as is the minimum balance to earn dividends.

Dividends on Preferred Share accounts are paid monthly. The minimum balance required to earn dividends on Preferred Share accounts is $1,000. A higher rate is paid with balances greater than $10,000.00. 

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.