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NCUA & Equal Housing


Interest Rates

Take a look at our savings rates!

Bullet Are you interested in saving for your future? Looking for a really free Checking Account or shopping for an Individual Retirement Account? We’ve got the savings options to help you succeed financially.

Rates effective 04/01/2014 and are subject to change.

  Type Features APY*
  Regular Share (Savings)
Minimum Balance $50
0.06%
  Preferred Share
Minimum Balance $1,000
0.10%
   
Minimum Balance $10,000
0.15%
  IRA Share
No Minimum Balance
0.10%
   
Minimum Balance of $10,000
0.15%
  Vacation Club
No Minimum Balance
0.06%
  Holiday Club
No Minimum Balance
0.06%
  Share Certificate - 3 months
Minimum Balance of $1,000
0.20%
   
Minimum Balance of $20,000
0.30%
  Share Certificate - 6 months
Minimum Balance of $1,000
0.30%
   
Minimum Balance of $20,000
0.40%
  Share Certificate - 12 months
Minimum Balance of $1,000
0.40%
   
Minimum Balance of $20,000
0.50%
  Share Certificate - 24 months
Minimum Balance of $1,000
0.50%
   
Minimum Balance of $20,000
0.60%
  Share Certificate - 36 months
Minimum Balance of $1,000
0.65%
   
Minimum Balance of $20,000
0.75%
  Share Certificate - 60 months
Minimum Balance of $1,000
0.90%
   
Minimum Balance of $20,000
1.00%
  IRA Share Certificate - 12 months
Minimum Balance of $1,000
0.50%
   
Minimum Balance of $10,000
0.70%
  IRA Share Certificate - 24 months
Minimum Balance of $1,000
0.60%
   
Minimum Balance of $10,000
0.80%
  IRA Share Certificate - 36 months
Minimum Balance of $1,000
0.75%
   
Minimum Balance of $10,000
0.95%
  IRA Share Certificate - 60 months
Minimum Balance of $1,000
1.00%
   
Minimum Balance of $10,000
1.20%

Click here for Loan Rates

*Annual Percentage Yield (APY). All yields are subject to change and based upon funds being on deposit one full year. Call any USECU office for current rates. Substantial penalty for early withdrawal on all Share Certificates. Fees and withdrawals will reduce earnings. Minimum balances indicated are intended for dividend earnings.