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NCUA & Equal Housing


Checking Accounts (Share Draft)

USECU offers the best checking account in town!

Bullet Benefits:

  • No minimum balance requirement.
  • No monthly service charge or per check charge.
  • Unlimited FREE check writing privileges and teller transactions.
  • 1 FREE box of checks per year with Direct Deposit, many colors to choose from.
  • Visa® Check cards available.
  • Unlimited FREE ATM withdrawals from your checking account when performed at USECU-owned machines.
  • 7 FREE PIN based ATM withdrawals each calendar month from Share Draft account when performed at non-USECU machines.
  • 4 surcharge-free ATM networks, providing thousands of surcharge-free ATMs.
  • FREE FEDS Audio Response System
  • FREE Home Banking
  • FREE Bill Pay
  • FREE Mobile Banking

Note:
We call our checking accounts "share draft" accounts because when you deposit money in any USECU account, your deposits are actually "shares" in the credit union and your check is actually a "draft" - hence the name Share Draft Accounts.

Current Rates
NCUA Deposit Insurance